Use your plastics! It might come as a shock to you when we say credit cards are a sound financial option for everyone. Contrary to the general stigma and fear around managing a credit card, financial advisors today believe that when managed properly, credit cards are actually an excellent financial decision for individuals.
Credit Card companies nowadays are partnering with many other outlets related to food, beverage, travel, etc., to offer their users heavy cash-back options, discounts, rewards points, and exclusive benefits. Since credit cards don’t attract interest rates if the dues are paid on time, these discount and cashback features are a great way to save money and pay less than the given price of a product/service.
One such credit card option is the newly launched Airtel Axis Bank credit card. We will talk further about the credit card, its features, and the application process further in the article.
Where to apply for the Airtel Axis Bank credit card?
You can apply for the Airtel Axis credit card on the Airtel Thanks app. Follow the below steps:
- Download the updated version of the Airtel Thanks app on your phone. It is available on both Google Play Store and App Store.
- Open the app and head to the ‘Shop’ tab.
- Scroll to locate the ‘Financial Services’ icon. Tap on it.
- You will see a small box with an ‘earn cashback on every spend’ header. Tap on ‘apply now.’
- Go through the benefits and tap on the Terms & Conditions checkbox at the bottom of the app screen.
- Confirm by clicking on the ‘apply now’ button.
- You will have to fill out a form including details like name, address, etc. Complete the form.
- Your application process will get initiated.
If approved, you will have to complete the rest of the process as directed by the concerned executives. You can enjoy many benefits with the card. Let’s talk about these benefits in detail.
Airtel Axis Bank credit card – features and benefits
The Airtel Axis Bank credit card was launched recently as a result of an association between Axis Bank and Airtel. Here are a few features of the card:
- It is a Visa card.
- The Annual fee of Rs. 500 will be charged and this fee will be waived in the second year (if the spending is more than 2 lakhs in a year) You don’t need to make a separate payment online for the same. It will be charged from the card.
- The card will help you save up to Rs. 18,000/year!
- Every new user will get a Rs. 500 worth of Amazon voucher on the first transaction of the card.
Now, let’s look at some of the amazing benefits you can earn with the card!
|Benefits||Terms & Conditions|
|25% cashback on Airtel bills and recharges||Up to Rs. 300 cashback/month
This applies to utility bill payments made via the Airtel Thanks app
|10% cash back on select food and lifestyle apps||Up to Rs. 500 cashback/month
Purchases made on BigBasket, Swiggy, and Zomato.
|1% unlimited cash back on every other spending||Applicable for both online and offline purchases
Not applicable for cash withdrawals, EMI, Wallet recharges, rental, gold, and fuel
|10% cashback on payments using the Airtel Thanks app||This applies to utility bill payments
Up to Rs. 300 cashback/month
|Complimentary Airport Lounge access||4 times/year|
|20% Off on dining||For 4000+ restaurants|
|1% surcharge waiver on fuel||Up to Rs. 500 waivers every month|
You can use the credit card for both digital online payment and offline purchases. Complete your application process for this credit card today!